Get in Touch

Have questions about our services? Need help with your application? Our team is ready to assist you. Choose the most convenient way to reach us.

Phone

+852 59928752

Mon - Fri, 9:00 AM - 6:00 PM

Email

service@credit4u.vip

We respond within 24 hours

Address

UNIT A 9/F VALIANT IND CTR 2-12 AU PUI WAN ST FOTAN HONGKONG

Visit us during business hours

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Frequently Asked Questions

Quick answers to common questions about our services.

How do I apply for credit?

Simply fill out our online application form with your personal and financial information. The process takes just a few minutes, and you will receive a decision quickly.

What are the eligibility requirements?

You must be at least 18 years old, have a valid government-issued ID, a stable source of income, and an active bank account.

How long does approval take?

Most applications are reviewed and approved within 5 minutes. Once approved, funds are typically transferred to your account within minutes.

Is my personal information secure?

Yes, we use bank-level 256-bit SSL encryption and follow strict security protocols to protect your data. We never share your information without your consent.

What credit limits are available?

Credit limits range based on your profile and repayment history. First-time applicants may qualify for up to $5,000, with higher limits available for returning customers.

How do I make repayments?

Repayments can be made through bank transfer, debit card, or automatic deduction from your linked bank account. You will receive reminders before each due date.